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Ally Bank Review 2012: Account Pros/Cons, Fees, APY/APR Interest Rates on CDs, Savings, Checking, Money Market
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Ally Bank is built on the foundation of GMAC financial services: in mid-May, GMAC Bank changed its
name to Ally Bank.
Safety: Ally Bank is one of the best capitalized banks in the country. All Ally accounts are insured by the FDIC up
to $250,000 per depositor. Because of that, we see no reasons to worry about money deposited into Ally Bank.
Interest Rates: Ally Bank offers some of the highest rates in the industry on CDs and savings accounts. Money Market account rates
are lower than, for example, UFBDirect's.
All accounts have no monthly fees, no minimum deposits,
and no minimum balances. Ally also offers
No Penalty CD that lets you withdraw your money if you need to.
Customer Service: We and other customers are generally very happy with customer service in Ally Bank.
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Ally Bank High Yield CD Rates and Review
- 0.39% APY on 3 months certificate of deposit (CD)
- 0.74% APY on 6 months certificate of deposit (CD)
- 0.74% APY on 9 months certificate of deposit (CD)
- 1.00% APY on 12 months certificate of deposit (CD)
- 1.03% APY on 18 months certificate of deposit (CD)
- 1.39% APY on 36 months certificate of deposit (CD)
- 1.87% APY on 60 months certificate of deposit (CD)
- No minimum deposit to open
- No monthly maintenance fees
- Open with $0
- Get the best rate for your CD term with the Ally Ten Day Best Rate Guarantee
- Daily compound interest for maximum earnings
- Automatic renewal at maturity. If you make an early withdrawal, you will pay a penalty
- FDIC insured to the maximum allowed by law
Open Ally Bank High Yield CD Account
Ally Bank High Interest CDs. Find Great Bank CD Rates at Ally Bank. FDIC Insured, No Minimum or Fees.
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Ally Bank Checking Account Interest Rate And Details
- 0.80% APY
- No minimum deposit to open
- No monthly maintenance fees
- Other fees, such as those for returned deposit items and outgoing wires, may reduce earnings
- Free Online Banking, Bill Pay, and Popmoney
- Free Debit MasterCard®, checks and unlimited check writing
- Save time and money—get cash back when you shop
- No ATM fees at any ATM nationwide
- Earn money back with Ally Perks when you shop with your Ally Checking Debit Card
- Make deposits from home with Ally eCheck Deposit
- Variable rate account where balances $15,000 or more get an even higher rate
- Free balance alerts
- FDIC insured to the maximum allowed by law. Maximize your coverage
Open Ally Bank Checking Account
Ally Interest Checking Account
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Ally Bank Money Market Rates
- 0.89% APY
- No minimum deposit to open
- No monthly maintenance fees
- Other fees, such as those for returned deposit items and outgoing wires, may reduce earnings
- Check card and first 50 checks are free
- No ATM fees at any ATM nationwide
- Daily compounded interest for maximum earnings
- FDIC insured to the maximum allowed by law
- Six transactions per statement cycle with no fees
- Your actual variable rate will go into effect when you make your opening deposit
Open Ally Bank Money Market Account
Ally Bank CD & Savings Account. CD Savings & Money Market Accounts.
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Ally Bank Online Savings Account Interest Rate And Review
- 0.89% APY
- No minimum deposit to open
- No monthly maintenance fees
- Other fees, such as those for returned deposit items and outgoing wires, may reduce earnings
- Daily compounded interest for maximum earnings
- FDIC insured to the maximum allowed by law
- Six transactions per statement cycle with no fees
- Your actual variable rate will go into effect when you make your opening deposit
Open Ally Bank Online Savings Account:
Ally Bank Online Savings Account: rated "Best Online Savings Account" by Kiplinger's Personal Finance
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