Best CD interest rates

Best/highest yielding bank APY/APR rates on certificates of deposit (CDs) accounts for 2012.


If you are searching for very low-risk investments that can easily be converted into cash then you might consider certificates of deposit (CDs). A CD is a special type of deposit account with a bank that typically offers a higher rate of interest than a savings account. In exchange for keeping the money on deposit for the agreed-on term, institutions usually grant higher interest rates than they do on accounts from which money may be withdrawn on demand. Unlike other investments, CDs have federal deposit insurance up to $250,000.
Below we list highest/best APY/APR bank CDs interest rates offered online. All accounts are FDIC insured.


Highest APY CD rate
Ally Bank CD Review

Ally Bank CD

Ally Bank High Yield CD Rates and Review


  • 0.39% APY on 3 months certificate of deposit (CD)
  • 0.74% APY on 6 months certificate of deposit (CD)
  • 0.74% APY on 9 months certificate of deposit (CD)
  • 1.00% APY on 12 months certificate of deposit (CD)
  • 1.03% APY on 18 months certificate of deposit (CD)
  • 1.39% APY on 36 months certificate of deposit (CD)
  • 1.87% APY on 60 months certificate of deposit (CD)
  • No minimum deposit to open
  • No monthly maintenance fees
  • Open with $0
  • Get the best rate for your CD term with the Ally Ten Day Best Rate Guarantee
  • Daily compound interest for maximum earnings
  • Automatic renewal at maturity. If you make an early withdrawal, you will pay a penalty
  • FDIC insured to the maximum allowed by law

Open Ally Bank High Yield CD Account


Ally Bank High Interest CDs. Find Great Bank CD Rates at Ally Bank. FDIC Insured, No Minimum or Fees.


Highest APY CD rate
Everbank CDs Review

EverBank CD Review

Everbank High Yield CD Rates and Review


  • 0.30% APY on 3 months certificate of deposit (CD)
  • 0.50% APY on 6 months certificate of deposit (CD)
  • 0.50% APY on 9 months certificate of deposit (CD)
  • 0.80% APY on 12 months certificate of deposit (CD)
  • 0.80% APY on 18 months certificate of deposit (CD)
  • 1.15% APY on 24 months certificate of deposit (CD)
  • 1.26% APY on 30 months certificate of deposit (CD)
  • 1.26% APY on 36 months certificate of deposit (CD)
  • 1.26% APY on 48 months certificate of deposit (CD)
  • 1.81% APY on 60 months certificate of deposit (CD)
  • Minimum deposit $1,500
  • No monthly maintenance fees
  • Automatic rollover
  • Available as an IRA
  • With a Yield Pledge® CD, your yield at the time you purchase or roll over your CD will always be in the top 5% of competitive accounts offered by leading banks.
  • FDIC insured to the maximum allowed by law

Open Everbank High Yield CD Account


Official EverBank Site, FDIC-Insured, High-Yield CDs, Safely Secure Large Deposits.


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